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Company - "Carrying the tradition of a non-profit organisation"

The progressive development of the Greek economy and the banking system have led to the Greek Banks demand for access to reliable and accurate credit related data. Over the years, the importance of such data has become clear; it protects credit financial institutions and reduces the risk from insolvency. Therefore, it benefits both the clients and the banks. As a result, nearly all Greek Banks confunctioned to create "Tiresias", a company entrusted with the development and management of a reliable Credit Profile Databank.

Tiresias was formally founded on September 1977 as a non-profit organisation, and has been operating as a joint stock (SA) company, yet fully maintaining the philosophy of a genuine non-profit organisation while securing the necessary preconditions for its further development.

Today, Tiresias specialises in the collection and supply of credit profile data on corporate entities and private individuals and the operation of a risk consolidation system regarding consumer credit. Additionally, the company develops interbanking information systems and provides information and communication services to all concerned parties.


Shareholders - "Ensuring the pure interbanking character"

Tiresias is an interbanking company, meaning that only credit institutions and their subsidiaries who are actively leasing, factoring, or managing consumer credit products and payment means, on behalf of the mother institutions, can become shareholders.

The shareholders of the company include all major Greek Banks.


Mission - "In the service of Credit and Public Interest"

Tiresias main targets are:
1. The development and operation of information systems aiming at:

  • promoting and safeguarding the statute of credit provided by banks
  • supporting reliable transactions, and consequently, the smooth functioning of the market.
  • contributing to the reduction of insolvency risks to the benefit of the banking system and its clients.
  • contributing to the prevention and detention of fraud in banking and credit card transactions.
  • the provision of accurate information of economic behavior to ensure liability and security of financial transactions.

2. The management and provision of products and services produced by its information systems.

Operating Principles - "Consistency and Responsibility"

In compliance with its philosophy, Tiresias attaches utmost importance in assuring accuracy and reliability in its data. Thus, it can meticulously contribute to the protection of bank credit, support reliable financial transactions, and safeguard the citizens' rights.

In order to accomplish its mission, Tiresias, being fully aware of the importance of its service of public interest and the necessity of the strict implementation of its Data Processing Regulation (DPR), strictly abides by the following operational principles:

  • Absolute transparency of the database's operational principles and their strict application.
  • Full assurance of the database's objectivity, whose access is controlled by security mechanisms.
  • Respect and protection of civil rights and provision of all possible assistance to the interested parties for exercising their rights, as defined by law regarding personal data.
  • Provision of data that is characterized by objectivity and precision.

     
     
 
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