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Home Page Scoring
Credit Bureau Scoring

Since 2010, Tiresias has developed and currently operates a credit bureau scoring system for individuals. The system was enhanced with the processing of small and medium size enterprises beginning in 2012.

The bureau score, based on the financial behaviour of the borrowers (from the records which are kept by Tiresias) aims at estimating the probability of default in repaying current and future financial obligations for the next twelve (12) months.

The scoring system is based on state-of-the-art statistical models according to standards and parameters set by the banks as well as internationally accepted best practices.

The statistical models are regularly monitored and reassessed in order to adapt to the current economic conditions and changing business practices. Thus, the high accuracy of the estimation and the performance of the scoring algorithms is always sustained.

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