Credit Consolidation System
contains data regarding business & retail-consumer credit. It
contains information about the status of the credit (current balance
with no delinquency, delinquent balance etc). The function of the
Databank is to secure the collection of data from credit/financial
institutions regarding possible debts from loans, their processing,
the completeness control, and the dissemination of the processed
Access to this file is provided with the consent of the interested
party. In case of consent withdrawal, a relevant indication appears,
which is evaluated by the bank.
- Trading, consumer and housing loans
- Credit cards
- Letters of guarantee
- Filings of debt adjustment
The data of the Credit Consolidation System are channelled to Tiresias
via electronic means/channels from credit institutions, credit companies,
funding companies, leasing, card issuing/ managing companies provisions.
CCS data are kept up to 5 years after their last monthly update.